It's more achievable than ever to reach your down payment goals with the minimum requirement being as little as 5%.
Before you even start looking at houses you should speak with a mortgage professional. They will help qualify you for a mortgage and issue a letter of pre-approval!
Having a clear idea of what you do and do not want in a home will help prevent you from feeling frustrated or burnt out during the process. It also gives your REALTOR ® the best chance at helping you find your dream home.
A REALTOR ® has key knowledge about current market conditions and will work in your best interests to secure your dream home. Bonus - As a buyer, using a REALTOR ® is no cost to you!
Your REALTOR ® will work with you to create a strong offer to purchase. They will submit this offer and handle all negotiations on your behalf .
Conditions on a offer to purchase are common practice in real estate. They give home buyers an opportunity to verify things such as the homes integrity and secure financing.
In order to take ownership of your new home your lawyer will have a few legal documents for you to sign. There may also be additional closing documents required for financing during this period.
Your REALTOR ® will meet you at your new home on possession day to officially hand over the keys!