The Home Buying Process

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-Make sure you're ready! Buying a home is most likely the biggest investment you'll make, Manage your finances to ensure you're ready to take on the financial commitment as well as the required care and maintenance of a home. 

-Decide what you want. Is there a specific community you want to live in? Do you want a  single-family home, duplex, condo or townhouse?

It is always in your best interest to contact your financial advisor or mortgage broker to discuss what options are available for you. They can advise you on what type of mortgages are available, interest rates and any government programs that may be able to assist you in your purchase. Your advisor will also provide you with a mortgage pre-approval, 

As your  REALTOR® I will review your wants & needs, answer questions about the markets you’re interested in and help you compare homes and neighborhoods.  I can also provide access to exclusive listing information, preview properties to ensure you’re only shown homes that meet your needs and budget and make appointments and walk you through homes that interest you. 

Found your perfect home? Now it's time to make a successful offer! As your  REALTOR®  I would prepare the offer on your behalf. 

Once your offer is accepted you will want to hire a professional to inspect the house.   It typically costs a few hundred dollars and can save you from unpleasant surprises and long-lasting regrets. 

Real estate consists of many legal documents & you will want to hire a lawyer to safeguard your interests. There are many legal steps to transferring ownership of land from one person to another. Even if pitfalls like fraud, government legislation, zoning issues or unpaid taxes don’t come up, your lawyer will help make the legal transfer of the home as smooth as possible. A typical transfer of title will require two weeks to complete.